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Why Should I Short Sale my Temecula Home?

By Sidney Kutchuk On December 25, 2011 · 6 Comments
Why should I short sale my Temecula home? Chances are you already know the answer, but need to rationalize it out  in your mind. Before going forward with a short sale lets go over a few reasons a Temecula  short sale may be the correct solution for you and your family. Obvious reasons. Your home has lost value and you see no recovery in the near future. Your payment has or is adjusting up and you can no longer make the mortgage payment. Job loss,reduction in pay,relocation. Retirement,divorce,health…….. Not so Obvious. Current laws have opened a window for you to get a fresh start via a short sale. Current tax benefit windows will be closing soon. A Failed loan modification,this could be your golden ticket into a short sale. [...]
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How Can A Temecula Short Sale Agent Help You?

By Sidney Kutchuk On December 6, 2011 · 3 Comments
How Can A Temecula Short Sale Agent Help You? Like many Temecula homeowners caught in the misfortunes of our global economic contraction, you’ve found  it harder and harder, even impossible, to make your monthly house payments. Deep down, you know that it’s going to stop. You will not be able to sustain your payments and living expenses as they are now.We have a solution. You’ve heard the term, short sale bantered about, and as you’re probably well aware, there are many Temecula short sale agents willing and ready to list your home. Some Temecula agents may regard it as an easy listing as they have no real skin in the game. These same agents will list all the Temecula homes [...]
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A short sale in Temecula,CA

By Sidney Kutchuk On May 18, 2013 · 1 Comment
A short sale in Temecula CA  can be your best option this year if you need to sell your property. 2013 is turning out to be the best year for homeowners needing to sell their properties using the short sale process. All sorts of protections and programs have come together this year to help. Calif Homeowners Bill of Rights H.A.F.A  the US Treasury program Lender incentives to cooperate in the short sale $$ Senate Bill SB458 – No Deficiency  And Realty Works Temecula where you will find the best Temecula Short Sale Agents. &nbsp
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Bank of America replies to Temecula Short Sale Agents at Realty Works.

May 12, 2013
Bank of America does listen to my blog  posts.They are listening Earlier this week I vented my frustration with a Bank of America short sale in a blog post  on ActiveRain. This is that post. Today I received a call from Sheri, she said she is with Bank of America Social and had read my blog post and wanted to help. I listened to what she had to say all the while I am thinking it’s nice to receive a call from BOA but did not think or expect any real help.I thanked her for the call and continued on [...]
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Got HAFA and two home loans = a difficult Short Sale.

May 2, 2013
Got HAFA and two home loans. Well your short sale will be a bit more difficult for your short sale agent to get approved. It used to be that the second lender would be happy to sign off for $6,000.00 and allow you out of their loan. Under HAFA guidelines your first lender can offer them up to $8,500.00 to release your second lien. Lately I have been running into short sales were the 2nd states they will not allow the short sale to continue unless they get the full $8,500.00 HAFA is a set of guidelines for lenders to follow, but that’s it they are just guidelines. Many first lender will only offer 6% to 8% of the amount owed up [...]
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Short Sale Symposium at Sea – Always learning

April 27, 2013
Always learning, I attended the Short Sale Symposium at Sea this week. I was able to meet and talk with some of the best short sale agents and trainers in the USA. I was asked to speak on a panel. Thats me in the middle with Lee Honish & Brandon Brittingham. Always learning,this way I can stay on top as the best Temecula Short Sale Specialist. Source: vimeo.com via Lee on Pinterest Realty Works Temecula – Broker Sidney Kutchuk – Read Full Article →

Temecula Short Sale Agents Hotline | 951-217-6745 Realty Works Temecula

April 15, 2013
Temecula Short Sale Agents Hotline   951-217-6745  I know that when your thinking  to yourself “is a short sale for me” you need a specialist to talk to NOW. That is why I have posted my direct phone number above. Let me share with you my 18 years of short sale experence. This will be a free no pressure call and if you decide a short sale is for you I will list and market you home at no out-of-pocket costs and very discreetly. I will be your secret agent. You may also be able to received a Credit for $3,000.00 from your lender for working with me to get your [...]
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Wildomar CA Short Sale Specialist | 951-217-6745

April 4, 2013
Wildomar CA Short Sale Specialist | 951-217-6745 The short sale team at Realty Works Temecula presents… 35930 Gray Whale Lane,Wildomar,CA 92595   Wildomar Short Sale Specialist Overview Maps Photos Description Neighborhood Market Stats $244,663 Single Family Home Main Features 3 Bedrooms 2 Bathrooms 1 Partial Bathroom Interior: 2,000 sqft Lot: 7,400 sqft Location 35930 Grey Whale Lane Wildomar, CA 92595 USA To get updates on open home dates and other property events, please click the “Like” button below: Sidney M Kutchuk Sidney M Kutchuk Realty Works Temecula (951) 676-4663 Expert@aShortSale.com http://www.aShortSale.com Read Full Article →

The short sale process. Fast or Slow they get approved.

March 2, 2013
  Short Sale Timing,Fast or Slow? One of the most common question my clients ask me about the short sale process is: How long does a Short Sale       Take?  Even now as we keep hearing from the lenders that they are streamlining the short sale process. Some short sales are still taking 90+ day to get approved. Then I can have another client with the same lender take less than 30 days to get the short sale approved. I work then all the same and the timing for the approval letters  is never the same,but they do get Approved!  My message here  is the same for all seller’s  give me time, 30 to 90 days and I will get your [...]
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Bank of America thanks our Temecula Short Sale Team

February 20, 2013

 Bank of America thanks our Temecula Short Sale Team.

Today I received the below email from the Bank of America short sale specialist we worked with. Hello Sidney & Valerie, Thank you for your assistance in completing the current short sale. I was able to verify the documents and process the wire. We at Bank of America look forward to working with you in the future. If you have any feedback regarding your experience with myself or the closing process that you would like to share, please contact my supervisor, Scott xxxxxxxx, at 480-xxx-xxxx or email his at scott.xxxxxxxx@bankofamerica.com. Thank you again for your hard work and dedication. Have a great week! Darby Sparks Short Sale DIL Specialist [...]
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2013 Short sale updates.

February 9, 2013
2013 is going to be a good year for homeowners needing to short sale their home. Most all major lenders and servicers have agreed to streamline the short sale process.   Program Updates Effective February 1, 2013 however, Servicers may implement changes immediately  The Home Affordable Foreclosure Alternatives (HAFA) Program is a government-sponsored initiative overseen by the U.S. Treasury Department and administered by Fannie Mae assisting all Home Affordable Modification Program (HAMP)-eligible homeowners in avoiding foreclosure,specifically through short sales or deeds-in-lieu of foreclosure.   BEFORE Feb. 1, 2013 AFTER Feb. 1, 2013 Required Documents Use of Short Sale Agreement and Request for Short Sale Approval or forms substantially similar in content are required   Use of Short Sale Agreement and Request for Short Sale Approval documents optional The Short Sale Notice (SSN) and [...]
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2013 Bank of America Cooperative Short Sale Program

January 30, 2013

Changes to the Bank of America Cooperative Short Sale Program for 2013.

The Bank of America Cooperative Short Sale Program may be able to help Temecula homeowners complete a short sale if they owe more on their mortgage than their Temecula house is worth and do not qualify for the Home Affordable Foreclosure Alternatives (HAFA) short sale program. This short sale program can streamline the approval process and offers financial assistance to help homeowners with relocation and moving expenses. As of January 15, 2013, there will no longer be a temporary foreclosure hold during the Cooperative Short Sale property marketing phase. Bank of America may begin or continue the foreclosure process up until a submitted offer to purchase the [...]
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    • A Short Sale in Temecula Ca | 951-217-6745 | Temecula Community News by a Short Sale Specialist on Bank of America offers up to $30,000.00 for Short Sale Relocation! 951-217-6745
    • A Short Sale in Temecula Ca | 951-217-6745 | Temecula Community News by a Short Sale Specialist on HAFA 2012 update link
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